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How to Survive an Accident Abroad in Singapore

5 years ago / Hidden

It’s fair to say that not all tourist destinations have been created equal, with locations like Singapore becoming increasingly popular while other lose their appeal.

The number of visitors to Singapore from overseas grew by 7.7% to an impressive 16.4 million in 2016, with this expansion driven by several key markets including business travel.

While Singapore is a popular destination, however, it’s also one of many countries in which overseas accident litigation is an absolute minefield. We’ll explore this below while asking how to survive an accident while on holiday in Singapore.

Overseas Litigation and Singapore – Why Business Travellers are Better Protected

Even at the best of times, travel legislation is a niche area of law, and one that changes from one jurisdiction to another.

It also covers a particularly broad spectrum, with overseas accident litigation notoriously complex whether you’re a holiday maker or an expat seeking work overseas. It’s also fair to say that few operators specialise in this niche, with expert litigation lawyers like Withers Worldwide offering a rare exception to this rule.

Travel litigation in Singapore is especially fascinating, although it’s fair to say that expats or those who travel for the purpose of work are afforded greater protections that recreational visitors.

For example, it’s almost impossible to qualify for a work visa in Singapore (and similar regions like Hong Kong) without providing proof of existing health insurance coverage.

Not only this, but the cost of taking out specialised coverage as an expat can be up to 60% higher than local or existing plans in some instances, and this highlights how prepared business travellers or new residents are afforded greater protection in the event of an accident.

Why Knowledge and Preparation is Key for Recreational Travellers

In contrast, holiday goers are more likely to have relatively basic cover in the form of standard travel insurance when they visit Singapore, but this may leave them at least partially exposed in the event of an accident.

With this in mind, you’re best served by taking out advanced policies and additional medical coverage that enables you to make sizeable claims for any medical or dental costs incurred following an accident. This can also cover the costs of a continued hospital stay, or provide cover if you need to be transported back to your country of origin after a period of treatment.

You should also ensure that your travel insurance policies and additional coverage include a personal accident component, as this will offer fixed payouts that cover any type of injury (even those with long-term implications).

This type of attention to detail and preparedness is crucial for recreational travellers to Singapore, as they’ll need to take proactive steps to safeguarding themselves in the event of an accident.

This can also help to avoid the risks of becoming embroiled in a litigation battle, which is likely to be extremely costly, drawn out and complicated following an overseas accident.